Muhammad , Abdulqadir Sulaiman, and Diya’uddeen Balarabe Muhammad. “ZAKAT FOR THE MODERN TIME: MOBILIZING MUSLIM SALARY EARNERS & SMES ENTREPRENEURS FOR GREATER IMPACT”. Multi-Disciplinary Research and Development Journals Int’l 7, no. 2 (August 11, 2025): 54–68. Accessed August 21, 2025. https://mdrdji.org/index.php/mdj/article/view/145.